SSF Contribution and Salary Cost Calculator
See the employee and employer Social Security Fund contributions and the real monthly cost of a hire.
How it works
The Social Security Fund contribution is 31% of basic salary: the employee pays 11% (10% pension + 1% social security tax) and the employer 20% (10% pension, 8.33% gratuity, 1.67% additional). Enter the basic salary and allowances to see each part, take-home pay before income tax and the employer's total cost.
SSF is calculated on basic remuneration.
Total monthly SSF deposit (31%)
NPR 9,300
- Employee pension (10%)
- NPR 3,000
- Employee social security tax (1%)
- NPR 300
- Employer pension (10%)
- NPR 3,000
- Employer gratuity (8.33%)
- NPR 2,499
- Employer additional (1.67%)
- NPR 501
- Employee take-home before income tax
- NPR 36,700
- Employer's monthly cost
- NPR 46,000
Salary TDS (income tax) is deducted separately using the FY 2083/84 slabs. Need payroll handled? Payroll and SSF service.
How the 31% is split
| Paid by | Component | Rate |
|---|---|---|
| Employee | Pension fund | 10% |
| Employee | Social security tax | 1% |
| Employer | Pension fund | 10% |
| Employer | Gratuity | 8.33% |
| Employer | Additional contribution | 1.67% |
Employers must enlist themselves and every employee with the SSF — see our employer's guide to the Labour Act.
Questions about this tool
Is SSF calculated on gross or basic salary?
On basic remuneration. Allowances are not included in the 31% base.
Does the SSF deduction reduce income tax?
Contributions to the SSF are treated as allowable retirement contributions within the limits of the Income Tax Act, which reduces taxable income.
Is SSF registration compulsory?
Yes. The law requires employers to enlist themselves and their employees with the Social Security Fund.
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